Germany continues to be a top choice for international students due to its reputation for providing high-quality education at minimal or no tuition fees, making it an attractive option for those seeking affordable yet prestigious degrees. While the allure of renowned institutions and free education draws students from all over the world, it is important to consider the broader financial picture when planning to study abroad.
Studying in Germany isn’t just about free tuition at public universities. There are several other factors that can impact your budget, such as living expenses, insurance, and pre-arrival costs. Germany offers an excellent standard of living, but like any major study destination, cities such as Munich, Berlin, and Frankfurt come with their own set of living costs that need to be carefully planned for.
This guide breaks down all the key financial components that prospective students need to know about. From tuition fees and cost of living to available scholarships, this resource will help you make an informed decision.Â
With the expert guidance of MSM Unify, you can find an institution and program that not only aligns with your academic interests but also fits within your financial plan, ensuring a smooth and well-prepared study abroad experience. Keep reading to learn more about what it really costs to study in Germany and how you can budget effectively to make your overseas education dream a reality.
One of the major appeals of studying in Germany is the fact that most public universities do not charge tuition fees for undergraduate students, both for EU and non-EU students. However, students are required to pay a semester contribution fee, which typically ranges from €150 to €350, depending on the university and location. This fee usually covers administrative costs and provides access to local transportation.
While studying in Germany, international students should budget for living costs, which include rent, food, transportation, and other essentials. On average, students spend around €850 to €1,200 per month.
Here is a detailed breakdown of the estimated monthly expenses:
Expense | Average monthly cost (€) |
Rent (shared apartment) | €300 – €700 approximately |
Food and groceries | €150 – €250 approximately |
Transportation | €80 – €100 approximately |
Health insurance | €80 – €160 approximately |
Miscellaneous | €50 – €100 approximately |
Please note: The cost of living can vary depending on the city and lifestyle. Larger cities like Munich and Frankfurt tend to be more expensive compared to smaller student cities like Heidelberg or Leipzig.
Beyond tuition fees and living expenses, there are a few additional costs that students must account for:
Germany hosts some of the world’s most renowned and highly regarded universities. The tuition fees at these top universities are minimal, as most public institutions offer free undergraduate education. However, private universities can charge significantly higher fees.
University | Tuition fees (per year) | Semester Contribution |
Technical University of Munich | €0 | €200 – €300 approximately |
Ludwig Maximilian University of Munich | €0 | €130 – €350 approximately |
RWTH Aachen University | €0 | €250 approximately |
University of Stuttgart | €3,000 – €5,000 approximately | €250 approximately |
Heidelberg University | €1,500 – €3,000 approximately | €150 – €300 approximately |
Please note: These fees apply primarily to undergraduate programs, while postgraduate and specialized programs, particularly at private institutions, can be significantly higher. Also, the fees are subject to change and are at the discretion of university authorities. So, please check respective university websites for the latest information.
The cost of studying in Germany can vary depending on the program of study. While undergraduate programs at public universities are often free, postgraduate programs may incur higher tuition fees, especially at private institutions.
Program | Public Universities (per year) | Private Universities (per year) |
Undergraduate programs | €0 – €1,500 approximately | €10,000 – €15,000 approximately |
Postgraduate programs (MS) | €1,500 – €5,000 approximately | €15,000 – €30,000 approximately |
MBA programs | €5,000 – €30,000 approximately | €20,000 – €40,000 approximately |
Please note: Specialized courses such as medicine and engineering may also come with additional costs for materials, labs, and equipment. Also, the fees are subject to change and are at the discretion of university authorities. So, please check university websites for the latest information.
Before arriving in Germany, students must consider several pre-arrival expenses that are required for their visa application and general preparation:
Once you have arrived in Germany, you will encounter several initial costs before settling in:
Different cities in Germany offer varying living costs. Here are some estimates for the most popular student cities:
City | Monthly living costs (€) |
Berlin | €1,000 – €1,500 approximately |
Munich | €1,200 – €1,800 approximately |
Frankfurt | €1,100 – €1,600 approximately |
Heidelberg | €850 – €1,200 approximately |
Leipzig | €700 – €1,000 approximately |
Please note: Larger cities like Munich and Berlin tend to have higher living costs due to housing demand, while smaller cities like Leipzig or Heidelberg can be more affordable. Also, these living expenses will vary depending on your lifestyle and spending habits.
Germany offers numerous scholarships for international students, which can significantly reduce the financial burden of studying abroad. Below are listed some of the most popular scholarships opted by international students:
MSM Unify can help you identify the right scholarship based on your academic profile and financial needs.
Studying in Germany is not only academically rewarding but also financially accessible. With free or low tuition fees, affordable living costs, and abundant scholarship opportunities, it’s an excellent destination for international students.Â
MSM Unify can guide you through the process, from choosing the right university to securing scholarships and managing the application process. With over 1,86,000 success stories and connections to more than 1,500 campuses worldwide, MSM Unify is your trusted partner in achieving your educational dreams.
Cost to study in Germany
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Yes, most undergraduate programs at public universities in Germany are free, with only semester contribution fees required.
On average, international students spend between €850 and €1,200 per month on living expenses, including rent, food, and transportation.
Yes, international students in Germany have access to numerous scholarships such as the DAAD Scholarship, Erasmus+ Program, and the Deutschlandstipendium, which offer financial support for tuition, living expenses, and other costs.
Pre-arrival costs include the visa application fee (€75), setting up a blocked account (€11,208) for living expenses proof, and airfare (€400 to €1,200).
While many programs are offered in English, learning German can improve your experience and job opportunities. Certain scholarships also require proficiency in German.
A blocked account is a special type of bank account required by the German government to prove that you have enough financial resources (at least €11,208) to cover your living costs during your studies.
Yes, international students can work part-time for up to 120 full days or 240 half days per year without additional permits. Part-time jobs are pretty popular among international students as they help cover living expenses.
The rent for student accommodation typically ranges from €300 to €700 per month, depending on the location and type of housing.
Students need to apply for a German student visa, which costs €75. They also need proof of financial resources (usually via a blocked account) and health insurance.
Yes, students can apply for an 18-month post-study work visa to find a job. Once employed, it is possible to apply for a longer-term residence permit.
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