Australia is one of the world’s top study destinations for international students looking for a high-quality education, various cultural experiences, beautiful scenery, and an improved standard of living. With world-class universities, unique research opportunities, and a reputation for academic excellence, the country attracts students from all over the world. If you are contemplating studying in Australia, one of the obvious questions is – what is the cost of living in Australia in 2025?
Well, here’s an informative blog by MSM Unify that breaks down everything you need to know about expenses in Australia. This blog will help you manage your budget, whether you are a student, professional, or a family considering relocating. With proper budgeting and making appropriate financial arrangements, you can make the most of your time in this incredible country, without worrying about money.
Tuition fees for international students
Tuition fees are one of the major expenditures for international students in Australia. These costs depend on the level of study, the chosen program, and the university.
- Undergraduate degree programs: AUD 22,000 – AUD 1,10,000 per year approximately
- Postgraduate degree programs: AUD 24,000 – AUD 60,000 per year approximately
- MBA programs: AUD 20,000 – AUD 1,30,000 per year approximately
Tuition costs at prestigious universities such as the University of Melbourne, Australian National University, and the University of Sydney are between AUD 40,000 and AUD 70,000 per year for most degree programs. However, please note that medical, dental, and legal programs can be far more expensive.
Many Australian universities offer scholarships, grants, and financial aid to deserving students seeking to reduce their fees. These financial aid options can help offset tuition costs, making a high-quality education more affordable and accessible.
Wondering About Living Expenses?
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The cost of living in Australia in 2025 varies greatly depending on lifestyle and location. Major cities, such as Sydney and Melbourne in Australia, are well known for their high prices, but smaller towns are far more affordable.
Here’s an updated summary of typical monthly expenses in Australia across several essential categories.
|
Expense category |
Average monthly cost (AUD) |
|
Accommodation (Rent) |
AUD 1,200 – AUD 2,500 |
|
Groceries (Food) |
AUD 300 – AUD 600 |
|
Utilities (Electricity, water, gas, etc.) |
AUD 200 – AUD 350 |
|
Public transportation |
AUD 150 – AUD 250 |
|
Mobile/Internet |
AUD 40 – AUD 80 |
|
Health insurance (OSHC) |
AUD 50 – AUD 100 |
|
Entertainment/Leisure |
AUD 100 – AUD 200 |
Estimated total monthly cost: AUD 2,040 – AUD 4,080 approximately
Choosing shared housing, cooking at home, and taking public transportation can all help reduce expenses significantly. Students can also take advantage of discounts on food, transportation, and recreational activities to further save money and make the most of their study abroad experience.
Cost of living in Australia for Indian students
Australia is a top choice for Indian students, thanks to its high-quality education, superior standard of living, exceptional educational facilities, and the presence of a large Indian community that makes you feel at home. Here’s a detailed look at the cost of living in Australia for Indian students in 2025:
|
Expense type |
Approximate annual cost (AUD) |
|
Tuition fees |
AUD 22,000 – AUD 1,20,000 |
|
Accommodation |
AUD 10,000 – AUD 22,000 |
|
Groceries (Food) |
AUD 3,000 – AUD 6,000 |
|
Public transportation |
AUD 1,500 – AUD 2,500 |
|
Health insurance (OSHC) |
AUD 500 – AUD 700 |
Please note: These annual expenses are for your reference, but actual may vary depending on your needs and choices.
Indian students can save significantly in Australia by sharing apartments, cooking meals at home, shopping at Indian grocery stores, and taking public transport, which are widely available in Australian cities. With careful planning, Indian students typically spend AUD 20,000 to AUD 30,000 annually, making Australia a relatively affordable option for international studies.
Comparing costs across Australian cities
The cost of living in Australia also depends on where you live. Sydney and Melbourne are the most expensive cities, while places like Brisbane, Perth, and Adelaide offer a more affordable lifestyle in the country. Here’s a quick comparison for your improved understanding of the living expenses.
|
City |
Average monthly rent (1-bedroom apartment) |
Public transport cost (Monthly) |
|
Melbourne |
AUD 1,600 – AUD 2,200 approximately |
AUD 150 approximately |
|
Sydney |
AUD 1,800 – AUD 2,500 approximately |
AUD 170 approximately |
|
Brisbane |
AUD 1,200 – AUD 1,800 approximately |
AUD 140 approximately |
|
Perth |
AUD 1,100 – AUD 1,600 approximately |
AUD 130 approximately |
|
Adelaide |
AUD 900 – AUD 1,400 approximately |
AUD 120 approximately |
Please note: These accommodation and transport expenditures in various Australian cities are for your reference, but actual may vary depending on your needs and choices.
Also, note that you may consider smaller cities like Hobart or Canberra if you are looking to save money further. These cities offer a balance of affordability and excellent quality of life, without compromising the educational quality.
Additional expenses to live in Australia
Here are some additional expenses that you will need to consider in order to live in Australia and pursue your dream career.
Visa fees
International students require a Subclass 500 Visa, which costs approximately AUD 650 in 2025. Ensure you include this in your budget when planning your study abroad journey.
Health insurance
Having Overseas Student Health Cover (OSHC) is mandatory for international students. Costs range from AUD 500 to AUD 700 annually, depending on the provider and level of coverage.
Utilities
Utility bills for electricity, water, and gas average AUD 160 to AUD 270 per month. You may split these costs with roommates to save money effectively.
Course materials
Books and other study materials can cost between AUD 600 and AUD 1,200 annually. But, you may opt for second-hand books or digital versions to cut these expenses in half. You may also borrow some books from the library to save more money.
Miscellaneous expenses
Dining out, shopping, or enjoying leisure activities can add up to AUD 2,000 to AUD 4,000 annually. Budgeting for these activities is crucial to ensure you don’t run out of money and stay on track financially.
Expert tips to save money while living in Australia
Here are some handy tips by MSM Unify overseas education consultant to help you save money while studying in Australia and be on top of your financial game!
1. Live in shared housing
Try to share rent and utilities with roommates to significantly reduce costs, and enjoy shared experiences.
2. Cook at home
Brush up your culinary skills, as preparing meals at home will help you save money and also allow you to maintain a healthier diet.
3. Use public transport
Most Australian cities have reliable public transport systems, and students can often avail themselves of discounted fares. This option is safe as well as cost-effective.
4. Apply for scholarships
Scholarships and grants can lower tuition fees substantially. So, research your options thoroughly. You may also contact MSM Unify counselors for personalized guidance.
5. Shop smartly
You can shop smartly by being watchful for discounts at local grocery stores, buying in bulk, and exploring thrift stores for essentials.
6. Track expenses
You may use budgeting apps to monitor your spending habits and identify areas where you can save better. This can help you splurge and even hold back when necessary.
Conclusion
Living in Australia offers incredible opportunities, and understanding the cost of living in 2025 is essential to ensure a smooth experience. Whether you are a student, professional, or family, proper budgeting can make your overseas education journey financially sustainable and enjoyable.
For personalized guidance and support on your study abroad journey, connect with MSM Unify today and take the next step toward achieving your dreams. Good luck!
FAQs
1. How much does it cost to live comfortably in Australia in 2025?
Living comfortably in Australia typically costs around AUD 2,000 to AUD 3,500 per month for an individual. Families may need between AUD 4,000 and AUD 6,000 monthly, depending on their lifestyle and location.
2. What is the cost of living in Melbourne for international students?
Melbourne is among Australia’s costlier cities, with typical monthly living expenses of AUD 1,800 to AUD 2,500, including rent, groceries, and transportation.
3. Is Australia expensive for Indian students?
While Australia is considered expensive, Indian students can manage costs effectively with proper planning. Annual expenses, including tuition and living costs, range from AUD 20,000 to AUD 30,000.
4. Can students work part-time in Australia?
Yes, international students can work up to 20 hours per week during their academic term and full-time during holidays, earning AUD 22 to AUD 30 per hour on average.
5. How can students save money in Australia?
Students can save money in Australia by living in shared housing, cooking meals at home, using public transport, applying for scholarships, and taking advantage of student discounts.
