Luxembourg might be one of the smallest countries in Europe, but it punches well above its weight when it comes to quality of life, career opportunities, and global exposure. But let’s be honest: with prestige often comes a price tag! 

Understanding the cost of living in Luxembourg is essential if you’re planning to study, work, or settle here with family.

This blog by MSM Unify will give you a complete, 2025-updated look at the cost of living in Luxembourg per month, whether you’re an international student, a working professional, or relocating with your family. MSM Unify overseas education consultants have pulled together the latest insights, real data, and practical tips to help you make an informed decision. So, read on!

What makes Luxembourg attractive?

Luxembourg is a global financial hub, home to EU institutions, and consistently ranks among the world’s wealthiest nations. But beyond the economic indicators, it offers:

• Political stability
  
• Multilingual education
  
• Free public transport nationwide
  
• A safe, family-friendly environment
  

However, it’s also ranked as one of the most expensive places in Europe, especially if you’re considering life in the capital. The cost of living in Luxembourg City is significantly higher than in surrounding towns, but smart choices and expert guidance from MSM Unify overseas education consultants can make it manageable.

Why Study in Luxembourg

Cost of living in Luxembourg per month in 2025 at a glance

Please note: These cost estimates have been calculated for 2025. However, these may vary depending on the actual scenario.

As you can see, while living costs are high, free public transport and affordable health insurance for students provide some relief.

Cost of living in Luxembourg for international students

The cost of living in Luxembourg for international students varies depending on lifestyle, accommodation choices, and part-time work. Most students spend around €1,200 to €2,200 monthly.

The good news is that public transport is free across the country, which is rare in Europe. Plus, students enjoy plenty of discounts on cultural events and leisure activities.

With the help of MSM Unify overseas education consultants, students can also explore scholarships, part-time jobs, and affordable housing to ease their expenses.

Luxembourg Student Visa

Cost of living in Luxembourg for a family

The cost of living in Luxembourg for a family requires more planning. While the country offers excellent schools, healthcare, and safety, expenses such as rent and international schooling can be high.

Families relocating with guidance from MSM Unify overseas education consultants can identify more affordable neighbourhoods and schooling options to stay within budget.

Affordable areas to live beyond Luxembourg city

While the cost of living in Luxembourg City is the highest, there are nearby towns offering more affordable alternatives without sacrificing quality of life.

Please note: These rent charges are for reference only. Also, note that public transport ensures you are well-connected, even if you live outside the capital.

Luxembourg Lifestyle scenarios: Student vs. professional vs. family

Your personal spending habits, dining choices, and accommodation preferences play a big role in shaping the cost of living in Luxembourg per month.

Countries with Cheapest Cost of Living

Luxembourg Scholarships and financial aid for students

International students in Luxembourg can ease their financial burden through:

• Merit-based scholarships from universities
  
• Government aid for EU and non-EU students
  
• Private grants and fellowships
  
• Part-time work opportunities, up to 15 hours per week during term
  

MSM Unify overseas education consultants can assist students in identifying suitable financial aid and scholarships that align with their goals.

Hidden costs you must not ignore

Planning a budget for Luxembourg? The following are these often-forgotten costs that you must not ignore:

• Visa fees: Approximately. €100–€120
  
• Banking services: €5–€10/month account maintenance
  
• Internet + mobile plan: €40–€70/month
  
• Deposit for rent: Usually 2–3 months’ rent upfront
  
• Emergency expenses: Healthcare gaps, travel, etc.
  

By accounting for these, you will manage the cost of living in Luxembourg for students and families much more efficiently.

Cost of Living in Switzerland

Expert tips to reduce living costs in Luxembourg

Here are some handy tips from our expert MSM Unify overseas education consultants to further help you alleviate your living costs in the city.

• House share: Popular among students and young professionals!
• Cook at home: Eating out is pricey; cooking at home will save you money
• Explore local markets: They are cheaper than supermarkets for fresh produce
• Use student discounts: Leverage museums, cinemas, and cultural events that offer deals
• Work part-time: This helps manage the cost of living in Luxembourg for international students

With the expert support of MSM Unify overseas education consultants, you can create a customised budget plan to suit your needs.

Final thoughts

Luxembourg delivers exceptional quality of life, safety, and opportunities, but it comes with a price. Whether you’re a student or moving with your family, understanding the cost of living in Luxembourg is essential for smart financial planning.

With the right preparation and the expert support of MSM Unify overseas education consultants, you can navigate Luxembourg’s expenses confidently and enjoy everything this vibrant European destination has to offer.

Planning your study abroad journey? 

Contact MSM Unify overseas education consultants today, and let’s build your future in Luxembourg!

FAQs

1. What is the average cost of living in Luxembourg per month for a single person?

The cost of living in Luxembourg per month for a single person is around €2,500 to €4,500, depending on lifestyle choices and housing.

2. How much does it cost to live in Luxembourg city?

The cost of living in Luxembourg city is the highest in the country, with rents averaging €1,800 to €2,800 for a one-bedroom apartment and total monthly costs exceeding €4,000 for a comfortable lifestyle.

3. Is Luxembourg affordable for international students?

While not the cheapest, the cost of living in Luxembourg for international students is manageable at €1,200 to €2,200 per month, thanks to free public transport and part-time work opportunities.

4. What is the cost of living in Luxembourg for a family?

The cost of living in Luxembourg for a family of four typically ranges from €7,000 to €9,750 per month, including housing, food, schooling, and insurance.

5. Are there affordable towns near Luxembourg city?

Yes! Towns like Esch-sur-Alzette and Differdange offer lower rents and are well-connected by public transport, helping to reduce the cost of living in Luxembourg.

6. Can students work part-time in Luxembourg?

Yes, international students can work up to 15 hours a week during term time, helping offset the cost of living in Luxembourg for students.